How 2026 Proposals Could Affect Your Wallet Today
Learn how the 2026 presidential proposals may influence your personal finances and the economy.

What’s at stake?
According to Valor Econômico, the 2026 Presidential Candidates Agenda was presented as a crucial document that brings proposals from the CNC-Sesc-Senac System, focusing on Brazil's economic development. With 70 pages, the document presents recommendations aimed at improving the trade of goods, services, and tourism, sectors that are already essential for the economy and job generation in the country.
These proposals are divided into seven axes, including entrepreneurship, technology and digital transformation, and economic development. The idea is not only to engage with presidential candidates but also to create a more conducive environment for business growth and, consequently, for the personal finances of Brazilians.
Why does it matter?
In the current context, Brazil faces significant challenges, such as inflation and economic instability. The Agenda is an attempt to create solutions that can benefit both businesses and consumers. When trade and services strengthen, there is a greater chance of GDP growth, which can reflect in more jobs and, therefore, more income for you.
One of the axes that deserves attention is technology and digital transformation. With the digitalization of services, companies can become more efficient and reduce costs, which can directly impact the prices of products and services you consume. Ideally, this could mean lower expenses for you in your daily life.
What changes for your wallet?
If you are a salaried worker, the proposals in the Agenda may offer a more promising future. For instance, improvements in credit and financing conditions for micro and small businesses could lead to an increase in job offers, which is beneficial for those seeking new opportunities or wanting to increase their income.
On the other hand, if you are an entrepreneur, the proposed recommendations may facilitate access to resources and improve the business environment. This means you can invest more in your business and perhaps digitalize parts of it, potentially expanding your operations. If all goes well, your personal finances are likely to improve.
Concrete actions you can take
Regardless of the changes that may occur in the economic landscape, here are some actions that can help you prepare:
- Organize your finances: Use the 50/30/20 method to divide your spending. Reserve 50% for needs, 30% for wants, and 20% for savings or investments.
- Invest in education: With technological changes, learning new skills can make you more competitive in the job market.
- Stay alert for opportunities: With digitalization, new job and business opportunities are emerging. Stay informed.
- Consider innovation: If you have a business, think about how technology can help you reduce costs and increase sales.
Connect with your financial organization
The 2026 Presidential Candidates Agenda brings a series of proposals that could positively impact your financial life if implemented. This is an opportunity to reflect on how you can adapt to these changes and ensure your personal finances are organized and ready for the future.
Using a platform like ADXIS can be a big step in that direction, helping you keep your financial organization up to date and make the most of opportunities arising from changes in the economic landscape.
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A equipe de conteúdo do ADXIS escreve sobre organização financeira, investimentos e comportamento com dinheiro.